
"If I was a business and I was considering eGuarantee I would absolutely jump in, they made it very simple and straightforward. It really frees up cash flow and allows you to focus on your business going forward.
We keep your cash in your business.
No cash collateral required - zilch.
100% digitally accessible 24/7, no queues, no paper
Commercial lease security experts - dedicated to your business.
Let’s get started with a little detail here and one of our commercial lease security experts will call you soon.
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The average eGuarantee customer is unlocking $375K of cash back to their business.
It couldn’t be easier or quicker.
24/7 access, online anywhere, any time.
No bank hours, no queues.
We’re the commercial security specialists.
It’s all we do.
We can take care of your lease bond needs in just 3 easy steps.
Online application process with the support of our team for an obligation free chat.
Provide basic financial and commercial lease documentation for credit to review with an outcome in 48 hours.
We’ll work with your landlord to issue the Lease Bond and everyone can get on with business.
"If I was a business and I was considering eGuarantee I would absolutely jump in, they made it very simple and straightforward. It really frees up cash flow and allows you to focus on your business going forward.
"As the director of an accounting firm, I can say to any business looking to maximise working capital, eGuarantee is a great solution for you.
"The experience dealing with eGuarantee was seamless right from the first contact. Our ability to use eGuarantee was the deciding factor for us committing to this site
A Lease Bond is the modern alternative to a traditional bank guarantee — designed specifically to secure commercial leases.
Instead of locking away your business’s cash in a traditional bank guarantee, a Lease Bond allows you to keep that capital working in your business. You simply pay an annual fee, and the bond provides your landlord with the same level of protection.
Backed by a global insurer with an S&P AA- rating (equal to Australia’s big four banks), Lease Bonds give landlords peace of mind while giving tenants greater flexibility, efficiency, and control over their cash flow.
At eGuarantee, we offer Lease Bonds from $20,000 and up, making lease security easier, fairer, and smarter for Australian and New Zealand businesses.
Applications are 100% digitally managed on our encrypted platform. Simply create an account here to get started.
Once approved, tenants pay an annual fee for a Lease Bond to be issued. For bonds below $200k in security value, the annual fee is 5.5% p.a (so for a $200,000 bond, the fee is $11,000 per annum). Above $200k, the rate drops, and is determined at the financial assessment.
A once off establishment fee of also applies and, in some cases, legal fees may be incurred, depending on the organisational structure and requirements.
You will receive the full payment schedule ahead of issuance, before you decide to commit. There is no cost to apply.
For the initial assessment, the following documents are required:
Sometimes, after the initial assessment, other documentation is required such as Trust deeds, Asset & Liability statements etc. Our team will give you a heads up if that’s required for application.
Simply put – we’ve removed the bank from bank guarantees with Lease Bonds.
Lease Bonds provide the same sort of financial guarantee – but aligned with our modern day-to-day way of working.
As there is no cash required – in order to be eligible for a Lease Bond – business owners will need to go through a financial assessment and be approved. Credit assessments typically take 1 – 3 business days.
Once approved – the Lease Bond is issued to the landlord, as a bank guarantee would, and the business tenant would pay an annual fee for the issuance.
Yes, eGuarantee is already used by many of the biggest names in the commercial property sector and is accepted by over 80 leading landlords in Australia and New Zealand. We work with the likes of Dexus, Frasers Property, Centuria, Vicinity, Brookfield and many more. Please refer to our landlord page to see some of the companies we work with.
Yes definitely! We can offer you a Lease Bond Solution for new leases, leases mid-term and also renewals. We will need to work with your landlord to process it.
We currently only offer Lease Bonds for commercial leases to commercial tenants in Australia and New Zealand. So you’ll need:
If your landlord makes a claim on the Lease Bond, they’ll receive payment within 24 hours from us.
You’ll be notified immediately, and our financial services partner, Assetinsure, will reach out to arrange repayment from you for the amount paid to your landlord (up to the value of the bond).
If you believe the claim was made in error, it’s essential to raise the issue directly with your landlord for clarification.