Make risk a thing of the past with our Lease Bonds.
S&P AA- bank-level rating
Increase tenant attraction & retention
100% digitally managed & secure - save time & money
Backed by S&P AA- rated global entity. Same legal guarantee as the bank, with bank-level rated security.
Automated reviews in line with the lease value. Use for leases, fitouts & incentives.
Real-time status updates, online claims & auto expiry alerts.
Digitising, personalising, and simplifying commercial lease security.
So you can free up your most valuable assets – time and money.
Leading landlords partnered with us with active Lease Bonds
S&P bank-level rated security, same as the big 4 Australian banks
Released back into the economy… so far (shooting for billions).
We can take care of your commercial lease security in just 4 easy steps.
Tenants create an account online & apply via our simple digital portal by providing company details, basic financials and commercial lease documentation.
Our team will review the application for approval in 1 – 3 business days.
Landlord is onboarded onto our digital platform, where a draft Lease Bond is provided for review and approval.
Once all approved, and commercial lease is ready to go. We will issue the guarantee to the landlord and tenants pay an annual fee.
"The experience dealing with eGuarantee was seamless right from the first contact with the people that were really helpful and supportive through to the online platform and getting the approval.
I would really recommend eGuarantee for anyone looking to grow their business
"If I was a business and I was considering eGuarantee I would absolutely jump in, they made it very simple and straightforward. It really frees up cash flow and allows you to focus on your business going forward.
"As the director of an accounting firm, I can say to any business looking to maximise working capital, eGuarantee is a great solution for you.
eGuarantee’s Lease Bond solution delivers the same rock-solid security as a bank guarantee, but with a modern twist & catered for the commercial property market. Powered by digital processes, encryption, and cutting-edge technology, we eliminate the risks of old-school paper documents—no human errors, no fraud, no misplaced paperwork.
We are backed by an S&P AA- rated entity which is on par with any big 4 bank in Australia.
Our Lease Bonds are as reliable as they come, paying 100% of claims unconditionally and irrevocable, , all while giving you 24/7 online management – on-demand.
Plus, we go one step further: our Lease Bonds can automatically adjust with annual rent reviews. Bank guarantees can’t do that, making our solution the smarter, more secure choice for your commercial lease needs.
Lease Bonds function similarly to an unsecured line of credit.
If a claim is made, we pay the landlord (beneficiary) up to the bond limit, and the tenant reimburses us.
To secure the Lease Bond, we typically take corporate indemnities, and in some cases, shareholder guarantees. These are straightforward, limited forms of security—we don’t take ownership rights over tangible assets like property or equipment. It’s a streamlined, asset-light solution built for flexibility and ease.
No – if you’re a landlord, there’s no cost to use the eGuarantee platform.
Only tenants are charged for the use of an eGuarantee Lease Bond solution (through an annual fee).
Yes, eGuarantee is already used by many of the biggest names in the commercial property sector and is accepted by over 80 leading landlords in Australia and New Zealand. Please refer to our landlord page to see some of the companies we work with.
If your landlord makes a claim on the Lease Bond, they’ll receive payment within 24 hours from us.
You’ll be notified immediately, and our financial services partner, Assetinsure, will reach out to arrange repayment from you for the amount paid to your landlord (up to the value of the bond).
If you believe the claim was made in error, it’s essential to raise the issue directly with your landlord for clarification.
Once approved, tenants pay an annual fee for a Lease Bond to be issued. For bonds below $200k in security value, the annual fee is 5.5% p.a (so for a $200,000 bond, the fee is $11,000 per annum). Above $200k, the rate drops, and is determined at the financial assessment.
A once off establishment fee of also applies and, in some cases, legal fees may be incurred, depending on the organisational structure and requirements.
You will receive the full payment schedule ahead of issuance, before you decide to commit. There is no cost to apply.
If the tenant is successfully issued with a lease bond, we will send you a Visa digital e-card with a value proportionate to the value of the lease issued.
Let’s get started with a little detail here and one of our commercial lease security experts will call you soon.
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