Landlords: release your worries

eGuarantee’s Lease Bond solution delivers the same rock-solid security as a bank guarantee, but with a modern twist & catered for the commercial property market.

Legally – the wording of the contract is the same. But process wise – we are miles apart.

Powered by digital processes, encryption, and cutting-edge technology, we eliminate the risks of old-school paper documents—no human errors, no fraud, no misplaced paperwork.

We are backed by an S&P AA- rated entity, HDI Global Specialty SE which is on par with any big 4 bank in Australia.

Our Lease Bonds are as reliable as they come, paying 100% of claims unconditionally and irrevocable,  all while giving you 24/7 online management – on-demand.

Plus, we go one step further: our Lease Bonds can automatically adjust with annual rent reviews. Bank guarantees can’t do that, making our solution the smarter, more secure choice for your commercial lease needs.

Lease Bonds function similar to an unsecured line of credit.

If a claim is made, we pay the landlord (beneficiary) up to the bond limit, and the tenant reimburses us.

To secure the Lease Bond, we typically take corporate indemnities, and in some cases, shareholder guarantees. These are straightforward, limited forms of security—we don’t take ownership rights over tangible assets like property or equipment. It’s a streamlined, asset-light solution built for flexibility and ease.

No – if you’re a landlord, there’s no cost to use eGuarantee.

There is a small annual fee charged to tenants for the use of an eGuarantee Lease Bond solution.

Landlords can manage the entire claims process anytime, anywhere through our online platform. Authorised representatives can be assigned to specific bonds to lodge claims, and with a Letter of Demand uploaded and validated, payment is issued directly by our financial partner, Credeq, on behalf of HDI Global Specialty SE – our S&P AA- rated backing. If you have any further questions feel to reach out to our team and we’d be happy to help.

Yes, eGuarantee is already used by many of the biggest names in the commercial property sector and is accepted by over 110 leading landlords in Australia and New Zealand. We work with the likes of Dexus, Frasers Property, Centuria, Vicinity, Brookfield and many more. Please refer to our landlord page to see some of the companies we work with. However, if we haven’t yet worked with a landlord, doesn’t mean we can’t. We are always onboarding new landlords to our solution as their tenants apply for Lease Bonds.

A Lease Bond runs on two distinct contracts — one with the tenant, one with the landlord. Each side is managed independently. So if a tenant slips on their obligations, like missing a repayment, eGuarantee’s responsibility to honour the landlord’s claim stays rock-solid.

Once approved, tenants pay an annual fee for a Lease Bond to be issued. For bonds below $200k in security value, the annual fee is 5.5% p.a (so for a $200,000 bond, the fee is $11,000 per annum). Above $200k, the rate drops, and is determined at the financial assessment.

A once off establishment fee of also applies and, in some cases, legal fees may be incurred, depending on the organisational structure and requirements.

You will receive the full payment schedule ahead of issuance, before you decide to commit. There is no cost to apply.

We work with a variety of different referral partners and customised the referral program to each. Typically, if the tenant is successfully issued with a Lease Bond, we will send you a Visa digital e-card with a referral fee proportionate to the value of the lease issued.

Contact us and we can discuss what’s available.