
There are many financial guarantees, but none that let you keep your cash in your business like eGuarantee.
Your bank guarantee.
No cash collateral required
100% digitally secured
Commercial lease security experts
Commercial lease security is all we do, and we make it work for everyone. Why would you bank guarantee when you can eGuarantee?
There are many financial guarantees, but none that let you keep your cash in your business like eGuarantee.
100% digitally secure, 100% claims paid – in days – and an S&P AA- bank level rating. Make risk a thing of the past.
100% digitally encrypted process with pre-approved in 1 – 3 business days
Offers the same level of security as the top 4 big Australian bank guarantees (AA- rated)
Businesses are unlocking an average of $375k with our Lease Bond solution
We have removed all the hurdles.
Digitising personalising, and simplifying your security.
So you can free up your most valuable assets – time and money
We are the first and ONLY provider of a commercial lease bond in Australia & New Zealand that doesn’t require cash collateral.
Leading landlords have partnered with us with active Lease Bonds
S&P bank-level rated security, same as the big 4 Australian banks
Released back into the economy… so far (shooting for billions)
We can take care of your Lease Bond needs in just 3 easy steps.
Online application process with the support of our team for an obligation free chat.
Provide the business tenant’s company details, basic financials and commercial lease documentation for credit to review with an outcome in 1 – 3 business days.
We’ll work with your landlord to issue the Lease Bond and everyone can get on with business.
"As the director of an accounting firm, I can say to any business looking to maximise working capital, eGuarantee is a great solution for you.
"The experience dealing with eGuarantee was seamless right from the first contact with the people that were really helpful and supportive through to the online platform and getting the approval.
I would really recommend eGuarantee for anyone looking to grow their business
"If I was a business and I was considering eGuarantee I would absolutely jump in, they made it very simple and straightforward. It really frees up cash flow and allows you to focus on your business going forward.
Lease Bonds might sound unfamiliar, but they’re just a type of surety bond – a staple in the financial world. They’re hugely popular in the US, but down here in Australia and New Zealand, they’re still the new kid on the block.
At eGuarantee, we’re bringing Lease Bonds into the spotlight. Our bonds are tailor-made to guarantee commercial lease security. Backed by an S&P AA- rated global insurer, which is the same as the big 4 banks, they ensure landlords get their security amount if a tenant breaches their lease obligations.
Here’s the game-changer: because Lease Bonds tap into insurance markets, tenants don’t need to lock up their cash. Instead, they pay a simple annual fee for the guarantee.
We’re currently offering Lease Bonds starting from $20,000 – keeping it smooth, secure, and seriously smart for businesses.
Simply put – we’ve removed the bank from bank guarantees with Lease Bonds. Lease Bonds provide the same sort of financial guarantee – but aligned with our modern day-to-day way of working.
As there is no cash required – in order to be eligible for a Lease Bond – business owners will need to go through a financial assessment and be approved. Pre-approvals occur in 48 hours when we have all application requirements.
Once approved – the Lease Bond is issued to the landlord, as a bank guarantee would, and the business tenant would pay an annual fee for the issuance.
Once approved, tenants pay an annual fee for a Lease Bond to be issued. For bonds below $200k in security value, the annual fee is 5.5% p.a (so for a $200,000 bond, the fee is $11,000 per annum). Above $200k, the rate drops, and is determined at the financial assessment.
A once off establishment fee of also applies and, in some cases, legal fees may be incurred, depending on the organisational structure and requirements.
You will receive the full payment schedule ahead of issuance, before you decide to commit. There is no cost to apply.
Applications are quick and fully online via our tech platform. Simply create an account here to get started.
Yes, eGuarantee is already used by many of the biggest names in the commercial property sector and is accepted by over 80 leading landlords in Australia and New Zealand. Please refer to our landlord page to see some of the companies we work with.
Let’s get started with a little detail here and one of our commercial lease security experts will call you soon.
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